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About Us

Clients and referrals first
Established in 1985, we have operated our entire business on referrals only so you know that our rates and service are superb.  We truly believe that borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible while striving to provide the lowest rates. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.
Family owned and operated
Russ took over Belmont Financial Services in 1992 after many years in the banking and real estate industries.  He has become the go-to man for up to three generations of clients who seek his knowledge and advice.  Russ has 4 children and 7 grandchildren of his own.  You can contact him directly at 973-423-4343 ext. 11.

Dena, Russ's daughter, came on board in 2001 and brought Belmont into the 20th century!  She is currently doing administrative work to help the company run smoothly. She takes care of her three growing children while not in the office. 

While Leiha, our loan officer/processor, is not a relative, she has been with us for 10+ years and is just like one of the family.  In addition, she has two active boys at home!

Down to Business

We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that's just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.

And, now it's our pleasure to offer all of our exceptional mortgage services online. Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan, at your convenience, online - 24 hours a day.

Thank you for visiting our website. We look forward to putting our mortgage service to work for you!

Russell Frignoca, President NMLS #295472
Belmont Financial Services Corp NMLS #227397
886 Belmont Ave, Suite D, North Haledon, NJ  07508
Direct:  (973) 423-4343 Ext. 11
Copyright © 2023 Belmont Financial Services Corp. is licensed by the New Jersey Department of Banking and Insurance as a Mortgage Broker. We place loans through third party providers, which are wholesale lenders. Those lenders approve or disapprove the loans and issue commitments. Belmont may not issue commitments or close loans in its own name.
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